If you don’t feel all that confident about annuities, you’re not alone. If you don’t feel all that confident about annuities, you’re not alone. If you don’t feel all that confident about annuities, you’re not alone. If you don’t feel all that confident about annuities, you’re not alone. 

Once the default choice of guaranteed income in retirement for generations of UK pension savers, for a whole bunch of reasons, annuities had been falling out of favour for years and years. 

So when pension freedom arrived in 2015, it seemed certain it was curtains for annuities. 

But in a plot twist worthy of a BAFTA-winning thriller, the return of higher inflation and interest rates (which peaked most recently in 2023) revived the appeal of annuities to gain certainty of income in retirement.

The trouble is that, by 2023, an emerging generation of paraplanners – and a sizable chunk of the more established paraplanning population – had barely any recent experience of annuities.

In other words, it’s time we all brushed up on annuities.

That’s why we’ve invited Andy Powell, annuity expert at Standard Life, to join us online at 1pm on Wednesday 16th April 2025.

During the course of one lunch hour, Andy and Assembly host, Richard Allum, expect to cover topics including:

The difference between pension annuities and purchased life annuities

How innovations like fixed-term annuities can fit your client’s plan

Enhanced terms and why honesty about health conditions is vital

Andy will also share examples of cases to help illustrate how different options plus disclosure of health conditions can combine to positively influence outcomes for retirement income – practical examples and insights to take away from this Assembly and apply when considering client cases straightway.

Fancy brushing up on your knowledge of annuities? Then follow the link and grab your spot now.

PS. Is evidence of CPD available? Yes, of course!

A guide to annuity essentials for paraplanners