When did you last look at a will or an LPA and actually understand what it was trying to do?

Wills are still written in near-Dickensian language, which makes them hard to decode. 

And LPAs come with limits that catch people out all the time: what an attorney can and can't gift, whether they can set up a trust, what happens if the attorney themselves loses capacity?

Join us online at 1pm on Wednesday 9 September for a conversation about wills and LPAs with Shaun Moore, Technical Specialist at Quilter.

With pensions moving into the IHT net, a lot of existing plans are suddenly out of date, and that makes this a good moment to revisit both documents.

This isn't about which form to fill in or which portal to log into. It's a planning conversation about why these documents matter, what they can and can't do, and where the pitfalls are.

why pensions coming into the estate means old wills need a second look

RNRB pitfalls and old discretionary trusts left over from before the transferable nil rate band

deeds of variation, and what your options are when a will hasn't been drafted well

investment powers in will trusts, including bonds for life tenants, STEP provisions and when the Trustee Act 2000 defaults apply

the limits on what an attorney can do, including gifting and setting up trusts

LPAs and discretionary fund management, and the Office of the Public Guardian's reversed guidance (now allowed unless the document says otherwise)

what happens when an attorney themselves loses capacity, and whether a will can be changed or revoked

A clearer grasp of wills and LPAs that goes beyond the paperwork, so you can spot the planning issues and pitfalls when they land on your desk.

What the Dickens do wills and LPAs actually say?