Canadian personal finance expert,  former chief actuary and best-selling author  Frederick Vettese presents The Rule of 30, in which he provides answers to how much you should save to enjoy a comfortable retirement.  The Rule of 30 changes the mindset and myth of “just save 10% of your take-home pay” to saving when it is most convenient to your situation.  In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later.  The truth is we should save differently throughout our pre-retirement years -- and The Rule of 30 is a road map for doing so.

Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover:

•How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ

•The problem with saving a constant percentage of pay

•The Rule of 30 and why it is a more rational way to save

•Whether investing in real estate is a viable alternative to investing in stocks

The Rule of 30: A Better Way to Save for Retirement